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What is a Short Sale?

Foreclosure vs. Short Sale

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Free Report - Foreclosure Guide

Foreclosure Law

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Arkansas Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deed of Trust or Mortgage

Timeline:     Approximately 120 Days

Right of Redemption:      Yes, Judicial Foreclosures only

Deficiency Judgments Allowed:       Yes, for Non-Judicial Foreclosures only

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Quick Summary:

In Arkansas, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

 

The foreclosure timeline in Arkansas is approximately 120 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Arkansas borrowers have the right of redemption in judicial foreclosure processes only and are allowed deficiency judgments in non-judicial foreclosures only. 

For more information on Arkansas Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Arkansas's Attorney General's Office
200 Tower Building
323 Center St.
Little Rock, AR 72201-2610
Ph: (501) 682-2007
Fax:(501) 682-8084

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