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Foreclosure vs. Short Sale

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Foreclosure Law Definitions

Lien

A lien is a legal claim on a property by a lender or other entity that is owed money by the owner of the property.  The entity that files the legal claim is called the lien holder. If the owner does not pay off the loan or debt that is owed, the lien holder can take steps to sell or repossess the property to recover the debt owed through a foreclosure process.

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