South Dakota Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deed of Trust or Mortgage

Timeline:     Typically 90 days

Right of Redemption:       Varies

Deficiency Judgments Allowed:       Varies

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Quick Summary:

In South Dakota, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

 

The foreclosure timeline in South Dakota is Typically 90 days days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

South Dakota borrowers have the right of redemption and are allowed deficiency judgments on a case by case basis.

For more information on South Dakota Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

South Dakota's Attorney General's Office
1302 E Hwy 14, Suite 1 .
Pierre SD 57501-8501
Ph: (605) 773-3215
Fax: (605) 773-4106